Personal Loans – Fixed Rates at SoFi


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With a SoFi Personal Loan, you can borrow between $5,000 and $100,000 for various expenditures that include home improvements, credit card consolidation, IVF, even unplanned life events that call for emergency funds, and more. You can also check your rate in 60 seconds without affecting your credit score, and get your loan funded as soon as the same day you’re approved.

All SoFi personal loans have absolutely no fees as well. You only pay principal and interest. That’s it. No matter what you need a personal loan for—like paying down high-interest debt or making a major purchase—you’ll get what you need fast. Get your loan funds as quickly as the same day your loan is approved.

SoFi’s Personal Loan products have been named NerdWallet’s 2022 winner for Best Personal Loan for Good and Excellent Credit—for the second year running!— and Best Online Personal Loan overall.

Low rates. No fees. Personal loans made easy. Compared with high-interest credit cards, a SoFi Personal Loan is simply better debt. You could get a fixed rate on a $5K-$100K loan amount.

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Low rates. No hidden fees.
Personal loans made easy.
No matter your next step, SoFi can help you get there.

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and meet SoFi’s underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates at the time of application and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, income, and other factors. If SoFi is unable to offer you a loan but matches you for a loan with a participating bank then your rate may be outside the range of rates listed above. Rates and Terms are subject to change at anytime without notice. SoFi Personal Loans can be used for any lawful personal, family, or household purposes and may not be used for post-secondary education expenses. Loans originated by SoFi Lending Corp. or an affiliate (dba SoFi) are subject to state restrictions and may not be available in all states, such as MS; see for details and state restrictions. Minimum loan requirements might be higher than $5,000 in specific states due to legal requirements and interest-rate caps may be lower in some states due to legal requirements and may impact your eligibility to qualify for a SoFi loan. The average of SoFi Personal Loans funded in 2020 was around $32k. Information current as of 08/18/21. Loans originated by SoFi Lending Corp. or an affiliate, licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. NMLS #1121636 (

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Job Code: UB20210818PL-Genv3

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